Beef, Bean and Cheese Dip

This Beef, Bean and Cheese Dip is a homemade version of my favorite taco dip. My parents used to always buy it from our local grocery store in the frozen food section. Sadly, the grocery store discontinued it, so I did not have it for years. That is until just last week. I sat around wondering just how hard it could be to recreate it. I recreated it from my memory. And, hear me out. It couldn’t have been easier! Once I remembered the components of this dip it was GO TIME. Off to the grocery store, I went to get the necessary ingredients. 

This Beef, Bean and Cheese Dip comes together with only a few ingredients. To make this, you need 1 tablespoon of oil, 1 pound of ground beef, 2 tablespoons of taco seasoning, 16 ounces of refried beans (I used low-fat), 1 cup of sour cream, and 2 cups of shredded Mexican blend cheese. Fresh cilantro is optional to use to garnish the taco dip when it comes out of the oven. 

Beef, Bean and Cheese Dip

5 from 1 vote
Recipe by Madison Course: Appetizer Recipes, Beef Recipes, Casserole Recipes, Dinner Recipes, Easy Recipes, Family Recipes, Kid Friendly Recipes, Lunch Recipes, Snack RecipesCuisine: MexicanDifficulty: Easy


Prep time


Cooking time




  • 1 tablespoon 1 oil

  • 1 pound 1 ground beef

  • 2 tablespoons 2 taco seasoning

  • 16 oz 16 refried beans

  • 1 cup 1 sour cream

  • 2 cups 2 shredded Mexican blend cheese

  • Optional: fresh cilantro to serve


  • Preheat the oven to 350°F. In a bowl, beat together the sour cream and taco seasoning. Set aside.
  • Next, in a large skillet over medium-high, heat oil and brown the beef until cooked all the way through. Be sure to break up the beef as it cooks.
  • Stir in refried beans and 1/2 of the cheese blend.
  • Pour the skillet mixture into a baking dish. Top with the sour cream mixture and sprinkle with more cheese.
  • Bake for 30 minutes. 
  • Remove from the oven and enjoy with tortilla chips. 

To cook this, first heat some oil over medium-high and brown the ground beef. Then, mix in the refried beans, and half of the cheese. Spread that in a baking dish and then spread on a layer of sour cream and taco seasoning mixed together. Top with the remaining shredded Mexican blend cheese. Bake at 350°F/180°C for 30 minutes, until the cheese completely melts, gets crispy around the edges, and bubbles. 

Then, remove it from the oven and allow it to rest for a few minutes before serving. You don’t want to burn your tongue! It happened to me. Yikes, but I just couldn’t wait to dig in! Serve this dip with some tortilla chips. It makes enough to serve 6 to 8 people happily. If you serve this as an appetizer or a snack, just be warned that you might be too full for an actual meal. I know I was! 

When my family tried it, they gave it two thumbs up and said it tasted better than the dip they remember. I have to agree! It tastes less processed. And, I love that I can control what goes into it. So, if you are looking for something fun and unique to make, then try this easy homemade recipe! It is sure to be a party pleaser.

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